Need an appraisal for an FHA-backed mortgage? Call Capital Appraisal Service of Thibodaux

We are happy to say that Capital Appraisal Service of Thibodaux is an FHA-approved appraisal firm in Louisiana.  If you have an FHA-insured mortgage, be sure to contact Capital Appraisal Service of Thibodaux, as we are approved and qualified to handle FHA reports. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at Capital Appraisal Service of Thibodaux is well-trained on how to work in accordance with the rules and regulations provided.

If you're in need of an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away.

An FHA loan is secured by the Federal Housing Administration, a federal organization within the U.S. Department of Housing and Urban Development (HUD). The lender provides all the money in the loan - the FHA simply insures the loan through mortgage insurance in case the borrower defaults on his or her loan. The FHA and their loan programs are built to benefit low-to-moderate income consumers by easing credit expectations. Unlike the VA appraiser panel, the lending agency working with Federal Housing Administration is allowed to pick the appraiser.

Down payments are often lower with an FHA loan despite using conventional market rates. Consumers with lower incomes or less starting money to use as a down-payment on a mortgage are helped the most from FHA loan programs.